Responsibilities:

1. Financial Strategy & Planning:

• Developing and executing financial strategy aligned with the bank’s growth objectives
• Lead budgeting, forecasting, and long-term financial planning processes
• Provide strategic financial insights to executive leadership and business units
• Evaluate investment, expansion, and cost optimization opportunities

2. Financial Reporting & Control:

• Oversee preparation of financial statements in compliance with IFRS/VAS and regulatory standards
• Ensure accuracy, timeliness, and transparency of financial reporting
• Strengthen internal controls, accounting policies, and financial governance
• Coordinate internal and external audits

3. Regulatory Compliance:

• Ensure compliance with central bank regulations and other financial authorities
• Monitor capital adequacy (CAR), liquidity ratios, and prudential limits
• Support regulatory reporting (e.g., SBV reporting, Basel II/III frameworks)
• Manage relationships with regulators and auditors

4. Treasury & Capital Management:

• Oversee liquidity management, funding strategies, and capital structure
• Optimize balance sheet performance and asset-liability management (ALM)
• Support decisions on funding sources, interest rate risk, and investment portfolio

5. Risk Management & Governance:

• Collaborate with Risk, Compliance, and Internal Audit on financial risk management
• Identify and mitigate financial, market, and operational risks
• Ensure adherence to corporate governance standards

6. Business Performance & Analytics:

• Monitor financial performance against targets (profitability, cost-to-income ratio, ROE, ROA)
• Develop MIS reports and dashboards for business decision-making
• Partner with business units to improve financial efficiency and profitability

7. Leadership & Team Management:

• Lead finance functions (Accounting, FP&A, Treasury, Tax, Reporting...)
• Develop and mentor finance teams and future leaders
• Drive efficiency through automation, digital finance, and process improvements

8. Stakeholder Management:

• Engagement with board members, investors, and regulators
• Act as CFO delegate when required
• Present financial insights to senior management and relevant committees

Requirements:

• Master/Bachelor’s degree in Finance, Accounting, Economics, or related field
• MBA, CPA, ACCA, CFA or equivalent preferred
• At least 15 years in finance, with significant experience in banking or financial services
• Strong knowledge of banking operations, regulatory frameworks, and financial instruments
• Proven leadership experience managing large finance teams
• Strong financial analysis and strategic thinking
• In-depth knowledge of banking regulations (Basel II/III, SBV guidelines, IFRS)
• Risk management and internal control expertise
• Advanced knowledge of financial systems and data analytics
• Excellent communication and stakeholder management skills
• High integrity and strong governance mindset